Consumer loan explained
Do you feel the need to escape from your stressful everyday life? You want to proceed to a development of your attic? You absolutely must change car?
You have not planned all the expenses related to your wedding? All this is possible thanks to consumer credit! If the reason for your loan is not real estate, it does not amount to more than 75 000 €, it does not spread over less than 3 months and it is not not associated with a professional activity, you will enjoy legal protection in the right of consumption.
Simulate my consumer credit
Why not do an installment loan simulation?
You can choose the loan that suits you best with a consumer credit simulation. The installment loan gives you a loan to finance your projects for private purposes. And this without you having to draw on your retirement savings or in your other investments. By choosing this form of loan, you will be able to choose the amount and duration of your installments, the rate that suits you and your repayment capacity.
And precisely with the simulator ready to install, you will know in advance what you stick to it! Because, as it is said so well, “borrowing money also costs money”.
Requests for this kind of credit are often granted at higher rates than those of the normal borrowing market, hence the significant risk of over-indebtedness. Then you will be advised to borrow only to the extent of your repayment opportunity!
Thus, in general, in the installment loan simulator, the annual percentage rate of charge (APR) varies from one lender to another and also depends on the nature of the reason for the loan you are considering. It’s a question of finding the one that seems to you the most competitive. You will also be able to take out an “installment loan insurance” from the date on which you sign the membership contract in which your state of health will be indicated. But this guaranteed insurance subscription will also not be possible until the day the loan funds are available.